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    <meta http-equiv="X-UA-Compatible" content="IE=edge" />
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    <title>卡片-小图</title>
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  <body>
    <div class="wrapper">
      <div class="account_card">
        <img src="https://app-stc.zjol.com.cn/card-share/tmh_type_cmh.png" />
        <div class="account_wrapper">
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          <div class="title_wrapper">
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              />
            </div>
            <div class="desc">我发布了一篇文章</div>
          </div>
          <div class="date">
            <span class="month"></span>
            <span class="week"></span>
          </div>
        </div>
      </div>

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        <div class="cover">
          <img />
        </div>

        <h1></h1>

        <h3></h3>

        <div class="date"></div>
      </div>

      <div class="bottom">
        <div class="logo"></div>
        <div class="qr-area">
          <div class="left">长按识别<br />查看详情</div>
          <div class="right">
            <img class="qr" />
            <img
              class="qr-logo"
              src="https://app-stc.zjol.com.cn/card-share/card_logo1.png"
            />
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        <div class="bottom-dot"></div>
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      <div class="link link-1">
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<div class="creator-platform-content"><p>经济低迷，收入下降，预计2025年德国居民的可支配收入可能进一步减少。由于许多健康保险公司财务状况恶化，大部分公共医疗保险公司预计将再次上调保费。</p><p><img src="https://mc-gxlmmz-public.8531.cn/14234479148489.jpg?width=1080&amp;height=608&amp;size=99566"></p><p>▲图源：Jens Kalaene/dpa</p><p>联邦政府委托的估算小组曾于10月预测，平均保费将上涨0.8个百分点。许多健康保险公司认为这一涨幅难以满足实际需求，可能进一步提高收费标准。涨价的主要途径是通过附加费的增加。附加费是健康保险公司在基础保费（14.6%）之外额外收取的费用，用以弥补财务缺口。目前，平均附加费为1.7%，但预计可能上涨至2.5%甚至更高。</p><p><img src="https://mc-gxlmmz-public.8531.cn/14234479224521.jpg?width=1080&amp;height=608&amp;size=153845"></p><p>▲图源：tagesschau</p><p><strong>以下是计划提高附加费的部分保险公司名单，括号内数据为2024年的涨幅情况（截至2024年12月18日，数据仅供参考）： </strong></p><p>Krones BKK：1.4%（2024年：0.9%）</p><p>BKK EWE：1.98%（2024年：0.9%）</p><p>Betriebskrankenkasse Pricewaterhouse-Coopers：2.08%（2024年：1.48%）</p><p>Handelskrankenkasse (hkk)：2.19%（2024年：0.98%）</p><p>Barmer：2,5 % (2024年：1,7 %).</p><p>BKK Public：2.3%（2024年：1.2%）</p><p>BKK exklusiv：2.39%（2024年：1.99%）</p><p>Audi BKK：2.4%（2024年：1%）</p><p>IKK classic：2.4%（2024年：2.19%）</p><p>Techniker Krankenkasse (TK)：2.45%（2024年：1.2%）</p><p>SKD BKK：2.48%（2024年：1.49%）</p><p>BKK Technoform：2.49%（2024年：1.5%）</p><p>BKK EVM：2.5%（2024年：1.3%）</p><p>BKK Groz-Beckert：2.5%（2024年：0.7%）</p><p>TUI BKK：2.5%（2024年：1.5%）</p><p>Bosch BKK：2.68%（2024年：1.5%）</p><p>AOK Niedersachsen：2.7%（2024年：1.5%）</p><p>AOK Nordwest：2.79%（2024年：1.89%）</p><p>BMW BKK：2.9%（2024年：1.3%）</p><p>Siemens-Betriebskrankenkasse (SBK)：2.9%（2024年：1.7%）</p><p>BKK ProVita：2.98%（2024年：1.49%）</p><p>energie-Betriebskrankenkasse：2.98%（2024年：1.59%）</p><p>IKK Südwest：3.25%（2024年：1.65%）</p><p>Continentale Betriebskrankenkasse：3.33%（2024年：2.2%）</p><p>BIG direkt gesund：3.39%（2024年：1.65%）</p><p>BKK Werra-Meissner：3.39%（2024年：1.8%）</p><p>mkk – meine krankenkasse：3.5%（2024年：2.5%）</p><p>Kaufmännische Krankenkasse – KKH：3.78%（2024年：3.28%）</p><p>vividia BKK：3.79%（2024年：2.49%）</p><p>BKK Wirtschaft &amp; Finanzen：3.99%（2024年：2.99%）</p><p>Knappschaft：4.4%（2024年：2.7%）</p><p>德媒指出，更换健康保险公司如今更加便捷。消费者无需再单独向现有保险公司提交解约申请，而只需与新保险公司签约，所有手续将由新公司代为办理。此外，消费者无需担忧保险覆盖出现空档期。</p><p>（欧洲时报德国版晓梦综合报道，转载请注明公众号GermanReport）</p><p>……………………………………………</p></div>

德国的保险费用又要涨了？快来看看有没有你的保险！

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