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    <meta http-equiv="X-UA-Compatible" content="IE=edge" />
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    <title>卡片-小图</title>
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  <body>
    <div class="wrapper">
      <div class="account_card">
        <img src="https://app-stc.zjol.com.cn/card-share/tmh_type_cmh.png" />
        <div class="account_wrapper">
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          <div class="title_wrapper">
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              />
            </div>
            <div class="desc">我发布了一篇文章</div>
          </div>
          <div class="date">
            <span class="month"></span>
            <span class="week"></span>
          </div>
        </div>
      </div>

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        <div class="cover">
          <img />
        </div>

        <h1></h1>

        <h3></h3>

        <div class="date"></div>
      </div>

      <div class="bottom">
        <div class="logo"></div>
        <div class="qr-area">
          <div class="left">长按识别<br />查看详情</div>
          <div class="right">
            <img class="qr" />
            <img
              class="qr-logo"
              src="https://app-stc.zjol.com.cn/card-share/card_logo1.png"
            />
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        <div class="bottom-dot"></div>
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      <div class="link link-1">
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<p></p><p>在经济危机的压力下,&nbsp;为减少公共养老金支出,&nbsp;&nbsp;西班牙的推行了养老金改革。改革措施包括提高法定退休年龄,&nbsp;延长领取全额养老金所需的缴费年限，改变养老金计发办法,&nbsp;将养老金水平与人口预期寿命挂钩,&nbsp;降低部分人员的养老金待遇水平等。 </p><p style="text-align:center;"><img style="max-width:600px;" src="https://fwimage.cnfanews.com/weixinimg/2023/20230726/2247578293_d70de77b3e9ecb6bfe00bf56dd10fbe6?width=552&amp;height=470&amp;size=402009"></p><p>新闻报道。（图片来源：《五日报》网站截图） </p><p>《五日报》报道，西班牙一非营利组织Círculo de Empresarios 近期向政府提出了建立激励和惩罚制度，将西班牙的法定退休年龄推迟至68岁至72岁之间。这样以来，西班牙将成为欧洲最晚退休的国家之一。 </p><p>具体来说，目前在西班牙领取100%养老金的法定退休年龄为66岁零4个月。如果工人缴养老金的时间过37年零9个月，则退休年龄为65岁。到2027年，法定退休年龄将达到67岁。要想在65岁退休并领取100%养老金，工人至少需要缴纳养老金为38年零6个月。 </p><p>目前，欧盟大多数国家的退休年龄基本在65岁左右，如德国、比利时、保加利亚、希腊和意大利。只有西班牙准备将退休年龄推迟到67岁。过65岁才能退休的国家，在欧盟范围内只有荷兰和丹麦。 </p><p>目前，欧盟也有国家在推迟退休年龄，如葡萄牙。葡萄牙准备将退休年龄放在66岁零4隔越。法国在拟退休年龄从62岁零三个月推迟至64岁时，引起民众强烈反应，并引发一系列游行。 </p><p>在此之前，欧洲曾有几个国家的女性退休年龄早于男性，但随着法定年龄的推迟，男女退休年龄几乎相同。 </p><p>推迟退休年龄还有一个依据是预期寿命的延长。因此在丹麦、荷兰、希腊、意大利、葡萄牙、爱沙尼亚、芬兰、捷克共和国、塞浦路斯或瑞典等国都在讨论推迟退休年龄。 </p><p>关于激励和惩罚制度，Círculo de Empresarios建议，参考瑞典、挪威、美国、澳大利亚或加拿大的先例，对于未缴满年份的人员，退休将延迟至72岁。 </p><p>比如，所谓的奖励是指，如果缴纳的养老金年岁足够，那么最早可以在63岁时申请提前退休。当然，如果想在65岁退休，但缴纳养老金的年份也不够，那就需要减少养老金的数量。 </p><p>| 本文由《欧洲时报》西班牙版微信公众号“西闻”原创、翻译或编辑整理，版权归西闻所有。如需转载或改编发布请与本报联系确认，并注明内容出处。未经授权不得擅自使用西闻所属版权的新闻作品。对于侵权行为，西闻将予以全力申诉。&nbsp;西闻：SpainZone </p><p>如在西闻微信公众号有广告投放需求，请发至邮箱：es oushinet.com </p><p></p>

​72岁才退休？西班牙成为欧盟退休最晚的国家！

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​72岁才退休？西班牙成为欧盟退休最晚的国家！

72岁才退休？西班牙成为欧盟退休最晚的国家！