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<p style="text-align: left;">编者按：普法“潮”我看！“潮新闻·<span href="https://tidenews.com.cn/subject.html?id=2553805" target="_self" _href="https://tidenews.com.cn/subject.html?id=2553805">法度工作室</span>”普法智囊团带你一起，学习生活中的法律知识。总之，主打一个网络普法！即日起，我们将同杭州市公安局拱墅区分局联合推出反诈普法系列。</p>
<p style="text-align: left;"><img src="https://meizi-chao-pub.8531.cn/1735173353062420480_720px.gif?width=720&amp;height=405" title="IMG_3363.GIF" mediaid="17348689036932751363" type="app_image" style="display: inline; clear: both; margin: 0px;"></p>
<p style="text-align: left;">网课退费？“12315”平台帮你维权退款？</p>
<p style="text-align: left;">当你收到这样的消息时，一定要小心！！！这是退款陷阱。</p>
<section>
 近日，姚阿姨（化名）来到潮鸣派出所求助。她告诉民警，自己在处理网课退费时，对方要求购买国库券，咨询这种情况是不是诈骗。
</section>
<section>
 9月份，姚阿姨在电商平台上购买网课，上了两节课后发现，课程并不如预期那样满意。她多次联系客服退费，但都没有得到回应。
</section>
<p>最近，姚阿姨突然想起了这门课程。通过电商平台，她查询到退费方式，联系上一位自称律师的男子。对方表示需要收取500元的律师费用，并承诺能将课程费用全额退回。</p>
<section>
 姚阿姨将500元转给“律师”后，对方告知需要下载“全国12315”和“12315维权”。通过平台客服验证后，才能顺利拿回费用。姚阿姨按照指示点击链接下载应用，与平台客服进行联系，并按照要求提供个人信息。
</section>
<section>
 过了几天，姚阿姨等到验证通过的“好消息”。姚阿姨觉得，这意味着网课费用终于可以“返还”。
</section>
<section>
 客服给姚阿姨发来“中华人民共和国教育部”的“数据后台清退账户资产登记表”，但需要通过购买国库券的形式来退费。由于姚阿姨不会购买国库券，面对客服的多次催促，便走进派出所进行咨询。
</section>
<section>
 “怎么可能会有这么好的事情，购买国库券就能帮你退费？”派出所民警提醒道。随后，民警向姚阿姨讲解关于退费诈骗的套路，以及常见的诈骗案例。
</section>
<section>
 姚阿姨才恍然醒悟：“我想过会不会有问题，但是被能退费冲昏了头脑，多亏有你们，谢谢。”
</section>
<section>
 “下次再碰到这种事，你就到派出所问一下是不是诈骗，千万不要直接转账啊！转过去你就上当了。”民警一边叮嘱着，一边帮姚阿姨下载安装了国家反诈中心APP。
</section>
<section data-md5="4f6f4">
 <section data-md5="4f6f4">
  <section data-md5="4f6f4">
   <section data-md5="4f6f4">
    <p data-md5="4f6f4" style="text-align: left;"><strong>拱墅警方提示：</strong></p>
   </section>
  </section>
 </section>
</section>
<section>
 <section data-md5="89a96">
  <section data-md5="89a96">
   <section data-md5="89a96">
    <section data-md5="89a96">
     <p style="text-align: left;">（1）认准官方网站和官方APP下载渠道</p>
    </section>
   </section>
  </section>
  <section data-md5="89a96">
   <p style="text-align: left;">全国12315平台官方网站为“www.12315.cn”，手机APP名称为“全国12315平台”。请认准全国12315平台官方网站和应用名称，不要随意下载未知来源的APP。（2）警惕维权清退或购买理财产品等行为</p>
  </section>
 </section>
 <section data-md5="89a96">
  <p style="text-align: left;">全国12315平台不提供第三方维权清退或协助清退渠道，也不会提供国库券等理财产品。当诈骗分子冒充金融机构、12315维权客服人员，以“退回学费”“维权清退”等为借口拉群、引导下载第三方链接APP、要求购买理财产品进行兑付退还时，这是诈骗，切勿相信。</p>
 </section>
 <section data-tools="135编辑器" data-id="134412">
  <section>
   <section>
    <section>
     <section data-md5="89a96">
      <section data-md5="89a96">
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        <section data-md5="89a96">
         <p style="text-align: left;">（3）谨慎提供个人银行账号、密码等敏感信息</p>
        </section>
       </section>
      </section>
      <section data-md5="89a96">
       <p style="text-align: left;">真正的全国12315平台只有投诉和举报功能，任何以12315名义维权退费的就是诈骗。不轻易下载各类视频聊天软件，不添加私人社交账号与陌生人聊天，更不要共享屏幕进行账户操作，以防账户、存款、贷款、密码等个人信息泄露。</p>
      </section>
     </section>
    </section>
   </section>
  </section>
 </section>
</section><div class="moreInfo2"><p>“转载请注明出处”</p></div>

法度x拱墅公安 | “12315”帮忙来退费？不曾想……

法度x拱墅公安|“12315”帮忙来退费，不曾想……

网课退费？“12315”平台帮你维权退款？当你收到这样的消息时，一定要小心！！！这是退款陷阱。