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<p>大家有没有遇到过这种情况：兴冲冲地办了健身卡、美容卡，结果商家突然关门跑路，充的钱全打水漂了。5月1日起，最高人民法院预付式消费司法解释正式实施，以后遇到“卷款跑路”“退卡难”这些糟心事，可以用新规维权了！如果商家收了消费者的预付款，却因经营不善“卷款跑路”，不依法进行清算，将受到法律的严厉打击，消费者可以起诉要求三倍的惩罚性赔偿。</p>

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